Insurance

Flux offers specialized insurance products for dispensaries, distributors, cultivators, manufacturers and laboratories in states where cannabis has been legalized for medicinal or recreational use. Recognizing the complex requirements of the ever-changing cannabis industry, we've crafted coverages that specifically meet the needs of cannabis businesses.

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Workers' Compensation

Workers' compensation insurance covers medical expenses, lost wages, and rehabilitation costs to employees who are injured or become ill “in the course and scope” of their job. 

 
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Cannabis Crop Insurance

Crop coverage is purchased by cultivators growing indoors, outdoors and in greenhouses alike. Our indoor and greenhouse crop coverage is extensive and includes a long list of covered perils. 

 
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Group Health Benefits

Health benefits, vision and dental plans are available for companies of all sizes.

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Cannabis Bonds

Surety bonds for cannabis cultivators, testing labs, dispensaries and intermediaries. No application declined. We offer terms to every surety bond applicant. Polite, attentive staff. Same Day Service. No application declined. Experienced underwriters.

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Excess Liability

Excess liability insurance is a way for you to provide coverage for your business for catastrophic losses

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Directors & Officers

Directors and Officers (D&O) coverage was created to protect directors, officers, and spouses for actual or alleged wrongful acts in managing a company.

 
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Employment Practices Liability

Employment practices liability insurance (EPLI) provides coverage to employers against claims made by employees alleging discrimination (based on sex, race, age or disability, for example), wrongful termination, harassment and other employment-related issues.

 
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Cannabis Product Liability

Product Liability insurance helps protect your business from the fallout occurring in the event that your product causes injury or other damage to third parties.

 
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General Liability

General Liability coverage can help protect a cannabis operation from a variety of third party claims including bodily injury, property damage, advertising injury, reputational harm and others that can arise from running a business

 
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Supplemental Accident

Supplemental accident insurance helps with what your health insurance plan might not cover. Our plans offer cash benefits paid directly to you to be used however you choose. 

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Property Insurance

Commercial Property insurance can help protect your business’ physical assets from theft, fire, natural disaster, accidents and much more. This includes coverage for categories like your building, business property, improvements, inventory and equipment.

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Cargo Coverage

Cargo insurance provides coverage for the freight or commodity hauled by your company. It covers your liability for cargo that is lost or damaged; including both cannabis goods and cash/securities.

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Errors & Omissions

Errors and Omissions insurance provides coverage for losses caused by an error or omission while performing your professional services.

 
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Commercial Auto

Commercial auto insurance covers both comprehensive and collision, covering damages to your work vehicles, regardless of fault. 

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Directors & Officers

Directors and Officers (D&O) coverage was created to protect directors, officers, and spouses for actual or alleged wrongful acts in managing a company.

 
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Errors & Omissions

Errors and Omissions insurance provides coverage for losses caused by an error or omission while performing your professional services.

 
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Employment Practices Liability

Employment practices liability insurance (EPLI) provides coverage to employers against claims made by employees alleging discrimination (based on sex, race, age or disability, for example), wrongful termination, harassment and other employment-related issues.

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Commercial Auto

Commercial auto insurance covers both comprehensive and collision, covering damages to your work vehicles, regardless of fault.